Rates: 11.25 - 29.99%
Terms: 2 - 5 years
Credit Score: 640
Loan Amount: $5,000 - $40,000
Best for: Credit Card Consolidation
Pros:
- Pre-qualify with soft credit check
- Direct payment to creditors with debt consolidation loans
- Fast funding
- Hardship program
Cons:
- Origination fee
- No rate discount
- No joint, co-sign or secured loan options
- No option to choose initial payment date
Qualifications:
Minimum credit score: 640
Minimum credit history: 3 years and 2 accounts
Maximum debt-to-income ratio: 55%
Minimum income: None; lender will assess cash flow
No bankruptcies filed in past two years
Happy Money offers competitive credit card consolidation loans ranging from $3,000 to $40,000. These loans are designed to help consumers pay off their credit card Read more...
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Address: 21515 Hawthorne Blvd
Torrance
California
90503
United States
Torrance
California
90503
United States
Happy Money offers competitive credit card consolidation loans ranging from $3,000 to $40,000. These loans are designed to help consumers pay off their credit card debts quickly with minimum annual percentage rates (APRs) of around 10%. The platform can empower borrowers to improve their credit scores through a holistic approval process and ongoing credit support.
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