Financial Strength Rating: Exceptional
NAIC complaints: Fewer than expected
Policies offered: Term & permanent
Online Purchase: No
Pros:
- Excellent financial stability
- Policies are eligible for dividends
- Broad selection of riders
- Policies available for 90-year-old applicants
- Very few complaints for its size
Cons:
- Term policy periods capped at 20 years
- Difficult to find some information on the website
- No online quotes for term life insurance
- Does not have a mobile app
New York Life is a rock-solid company that’s great for someone seeking permanent life insurance, especially if they prefer to work with an agent rather Read more...
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Address: 51 Madison Ave floor b3
New York
New York
10010
United States
New York
New York
10010
United States
New York Life is a rock-solid company that’s great for someone seeking permanent life insurance, especially if they prefer to work with an agent rather than gathering information online. Their whole life policies have particular appeal because they pay dividends to eligible policyholders—and have done so for the past 168 years. They’re also an excellent choice for seniors, with policies available to applicants up to age 90. But if you want a robust online experience or a term policy for longer than 20 years, you’ll need to look elsewhere.
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