Rates: 7.99 - 35.99%
Terms: 2 - 5 years
Credit Score: 660
Loan Amount: $2,000 - $36,500
Pros:
- Soft credit check to pre-qualify
- Fast funding
- Offers mobile app to manage loan payments
- Option to change your payment date
Cons:
- Reports payments to only two of the three major credit bureaus
- No joint, co-signed or secured loans
- No large loan amounts
- Does not directly pay creditors with debt consolidation loans
Qualifications:
Minimum credit score: 660. LendingPoint uses FICO score version 9 and VantageScore version 3
Minimum credit history: 6 months
Maximum debt-to-income ratio: 50%, not including mortgage
If you have poor or damaged credit, your options for borrowing a personal loan may be limited. Fortunately, LendingPoint offers unsecured personal loan options for Read more...
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Address: 1201 Roberts Blvd
Kennesaw
Georgia
30144
United States
Kennesaw
Georgia
30144
United States
If you have poor or damaged credit, your options for borrowing a personal loan may be limited. Fortunately, LendingPoint offers unsecured personal loan options for borrowers with fair credit (FICO scores below 670) without the sky-high interest rates of payday loans. Even if you’ve had trouble qualifying elsewhere, you may be able to take out a LendingPoint loan from $2,000 to $36,500.
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